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Frameworks

In-depth, practitioner frameworks on credit and risk — pricing, underwriting, monitoring, and the machine-learning stack behind modern credit decisions.

Overpaying Does Not Show Up When You Buy. It Shows Up When You Sell.Real Estate
Overpaying Does Not Show Up When You Buy. It Shows Up When You Sell.
October 16, 2026
The NOI in the Memorandum Is Not the NOI You Will EarnReal Estate
The NOI in the Memorandum Is Not the NOI You Will Earn
October 1, 2026
Same Company, Two Buyers: What the Share Price Assumes, and Where a Buyout's 20% Comes FromValuation
Same Company, Two Buyers: What the Share Price Assumes, and Where a Buyout's 20% Comes From
September 24, 2026
A $150m Valuation Does Not Mean the Founders' 35% Is Worth $52mValuation
A $150m Valuation Does Not Mean the Founders' 35% Is Worth $52m
September 24, 2026
The Project Finance Model That Could Not Show a Bad OutcomeCredit & Risk
The Project Finance Model That Could Not Show a Bad Outcome
September 21, 2026
One Invoice, Four Altitudes: A Data Framework for Sales, Credit, Collections, AR, AP and CashData & Strategy
One Invoice, Four Altitudes: A Data Framework for Sales, Credit, Collections, AR, AP and Cash
September 11, 2026
The DSO Illusion: Why Global Payment Terms Look Fine While the Supply Chain DrownsCredit & Risk
The DSO Illusion: Why Global Payment Terms Look Fine While the Supply Chain Drowns
August 26, 2026
Building the Rate: Risk-Based Pricing and RAROC in MSME LendingCredit & Risk
Building the Rate: Risk-Based Pricing and RAROC in MSME Lending
August 16, 2026
Underwriting the Invisible Borrower: A Practitioner's Guide to MSME Credit Risk in IndiaCredit & Risk
Underwriting the Invisible Borrower: A Practitioner's Guide to MSME Credit Risk in India
August 17, 2026
B2B Credit, Part I — The Grant Decision: Who Gets COD, Who Gets Net 30, and Who Earns 90 DaysCredit & Risk
B2B Credit, Part I — The Grant Decision: Who Gets COD, Who Gets Net 30, and Who Earns 90 Days
August 9, 2026
B2B Credit, Part II — Monitoring the Book: Aging, DSO, CEI and the Signals That Arrive Before the DefaultCredit & Risk
B2B Credit, Part II — Monitoring the Book: Aging, DSO, CEI and the Signals That Arrive Before the Default
August 9, 2026
B2B Credit, Part III — Collections, Disputes and the Cash Conversion CycleCredit & Risk
B2B Credit, Part III — Collections, Disputes and the Cash Conversion Cycle
August 9, 2026
Five Balance-Sheet Red Flags You Can Catch in a Ten-Minute ScanForensic & Audit
Five Balance-Sheet Red Flags You Can Catch in a Ten-Minute Scan
August 3, 2026
How Exchange Rates Are Actually Computed — and How They Reprice Sovereign and B2B CreditCredit & Risk
How Exchange Rates Are Actually Computed — and How They Reprice Sovereign and B2B Credit
July 27, 2026
Early-Warning Systems in MSME Lending: Catching the Default Twelve Months Before It HappensCredit & Risk
Early-Warning Systems in MSME Lending: Catching the Default Twelve Months Before It Happens
July 22, 2026
Decision Trees, Neural Networks and the Machine-Learning Stack Behind MSME Credit RatingsCredit & Risk
Decision Trees, Neural Networks and the Machine-Learning Stack Behind MSME Credit Ratings
July 18, 2026
Collections and Recoveries Across Continents — and Why They Decide the Price of Future CreditCredit & Risk
Collections and Recoveries Across Continents — and Why They Decide the Price of Future Credit
July 13, 2026
How to Evaluate the Credit Risk of a ₹50-Crore MSME: Six Lenses, One VerdictCredit & Risk
How to Evaluate the Credit Risk of a ₹50-Crore MSME: Six Lenses, One Verdict
July 9, 2026
Building Business Credit Around the World: The American Template, Europe's Registries, and India's Data-Driven LeapfrogCredit & Risk
Building Business Credit Around the World: The American Template, Europe's Registries, and India's Data-Driven Leapfrog
July 4, 2026
The Models Used to Detect Balance-Sheet Discrepancies and FraudForensic & Audit
The Models Used to Detect Balance-Sheet Discrepancies and Fraud
July 1, 2026